Business Processes
Insurance knowledge base
Learning through cooperation with numerous insurance companies and partners helps us to offer you multiple solutions and achieve your strategic goals quickly and efficiently.
Insurance Product Design
Accelerate and simplify launching of new life and non-life insurance products and stay proactive and competitive market player. Actuarial data analysis, configuration of insurance products, related discounts and surcharges definition, means of payment, payment dynamics, user interface administration are parts of insurance products configuration that accelerates launching of new insurance services on the market.
Sales and Customer Relationship Management
Ensure the agility of your sales network through intuitive and complete software and digital solutions. Empower your sales representatives with insurance specific customer insights and analytics and engage all sales channels at their maximum - agencies, banks, internal channels, webshops, internet aggregators etc. The focus is your digitized insurance sales processes, supported by CRM modules, user portals, omnichannel interaction and enriched with mobile technologies.
Premium Bookkeeping
Connect and automate the entire financial life of the insurance policy. Operational efficiency, cost reduction and raising the level of customer service are in the focus of the solution. Use a stable and proven platform in order to achieve smart automation and digitalization in the segment of payment, various models of invoicing, dunning even law suits management, interests calculations, write-offs as well as analytical and synthetical reporting to regulators, management, agents, partners or the client.
Commissions Calculation and Sales Motivation
Motivate the sales network through a modular and adaptable commission system that brings a wide range of models to encourage, reward and score the sales network. Quickly adapt to market conditions through clear and simple definition of commissioning conditions and implement calculation model according to your business models. Make sure to adapt communication to your sales network and make it digital and electronic or even traditional if certain channels require.
Claims Management
Resolve claims fast, more accurately and exceed clients' expectations at every step. Provide your claims department all the necessary information, automate the manual reporting, processing, payment of claims in order to maximally dedicate to the quality of customer service. Connect with Document Management System, external web services for claims assessment and encourage your customers to self-report claims through your digital platforms that are integrated into the core system.
Underwriting and Policy Administration
Digitalize underwriting process through automatic procedures and make your policy administration smooth and fast. Automate incoming document control, document tracking, incoming - outgoing mail, use all benefits of integrated Document Management System and maximally simplify and automate manual work.
Financial Operations
Easily manage all of your resources according to the international accounting standards and local legislation. Monitor financial results by organizational units, hierarchical structure, employees, business partners, work orders and projects and when is needed connect it to insurance core system. Central general ledger, fixed assets, human resources management, payroll, incoming/ outgoing invoices and their integration to core business are some of the possibilities our solution offer.
Digital Hub
Broaden your reach on new business niches and connect with the wide network of business partners and solution providers. Transform your business by providing a new digital experience with a system based on API technology. Stay proactive player in existing ecosystems and initiate creation of new ones using flexible and open API architecture.
Mobile Technologies
Empower your customers and employees with mobile solutions that are part of your digital strategy and integrated with your core system. Take your user experience to the next level by launching end-user-friendly mobile applications and empowering your employees with new insurance-tailored mobile solutions.
Our Products
CUBIS information system is a solution that brings together several subsystems that are fully integrated at every level.
InCUBIS
InCUBIS shows the greatest strength as an internet insurance system oriented to sales and contact centers, and is fully adapted to work in any internet browser and from any device.
Mobile Solutions
Raise the level of user experience and empower your employees with new mobile applications tailored and designed for your digital strategy.
WinCUBIS
WinCUBIS synchronizes the entire business of the insurance company, starting with the sale of all types of insurance and continuing to finance, claims, actuarial, reinsurance, reporting and other back office processes.
BizCUBIS
BizCUBIS is designed for full integration of business processes and resource management of the insurance company, regardless of their nature.
